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My First Texas Home Mortgage loans at 30-year, fixed interest rates and down payment and/or closing cost assistance. First-Time Home Buyer Grants and Programs for 2019 – FHA loans are a popular option for first-time homebuyers that have past credit challenges and minimal funds to put down on the purchase of a new home.
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Conventional means that the mortgages are neither insured nor guaranteed by the FHA, VA, or other federal government entity. Mortgages on properties financed by government-insured loans, such as FHA or VA mortgages, are excluded, as are properties with mortgages whose principal amount exceeds the conforming loan limit.
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