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You can apply for a mortgage refinance over the phone, online or in person.. Until a lender receives more detailed information about you and.

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This information should be able to help you figure out how much home you can afford. You can also find additional facts on websites such as www.mortgage-refinancing-online-guide.com. If you are serious about buying a home, be sure to consult a mortgage professional.

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A mortgage refinance replaces your home loan with a new one. People refinance to save money, tap the home’s equity or trade an ARM for a fixed-rate loan.